BUDGET SERVICE
 

Supergrans trained volunteers and budget advisors can help people with one to one budgeting support and advice.  We also offer a 4 session general budgeting skills course.

While many of the people who access this service have significant debt, some just need help putting together a budget to manage their limited resources more effectively. As with all Supergrans services, we work to empower clients to learn the skills needed to manage their own lives and resources - we don't "take over" clients finances.

What can a budget advisor do for someone who’s having money problems and is in debt?”

·        They can give a clear and complete picture of the client’s financial situation.

·        They can negotiate manageable terms with the finance companies and creditors that are owed money

·        They can create a simple budget that is manageable and that the client can stick to over the long term

·        They can provide general budgeting tips

·        They may be able to arrange to have a food parcel delivered in the short term

·        They can advocate for the client with W&I, Housing NZ, power and phone companies and debt collection agencies

·        They can advise on ways to manage the grocery bill, particularly in relation to meal preparation, menu planning, sensible shopping skills or setting up a vegetable garden

·        There are in fact, many ways that a budget advisor can help, that the client may not have thought of themselves, particularly if they have lots of other things worrying them